How to Rent a PCO Licensed Car with No Credit Check

If you're a rideshare or taxi driver in London, finding the right vehicle is crucial. Many drivers need to rent a PCO licensed car to start working, but credit checks can be a hurdle. Fortunately, some PCO car hire companies offer flexible rental options without requiring a credit check.

This guide explains how to rent a PCO licensed car with no credit check, what to expect, and the benefits of this option.

What is a PCO Licensed Car?

A PCO licensed car is a vehicle that has been approved by Transport for London (TfL) for private hire use. These cars meet specific safety, emissions, and insurance requirements. If you're driving for Uber, Bolt, or any other private hire service in London, your vehicle must have a valid PCO license.

Many drivers prefer PCO car hire instead of buying a car because it offers flexibility, lower upfront costs, and fewer maintenance worries.

Why Choose a PCO Car Hire with No Credit Check?

Not everyone has a perfect credit history, and some drivers may struggle to pass a credit check. Here’s why renting a PCO licensed car without a credit check is beneficial:

• No Financial Barriers – Even with a low credit score, you can still get a vehicle.
  
  

• Fast Approval – Since there’s no credit check, the application process is quicker.
  
  

• Lower Initial Costs – Many PCO car hire companies offer deposit-free or low-deposit options.
  
  

• Flexible Contracts – Weekly rental agreements allow drivers to switch vehicles or return them if needed.
  
  

How to Rent a PCO Licensed Car with No Credit Check

1. Find a PCO Car Hire Company Offering No Credit Check

Not all PCO rental companies skip credit checks, so research is key. Look for companies that specifically advertise "No Credit Check PCO Car Hire." You can check their websites, read customer reviews, and compare prices.

Some popular PCO rental companies in London that may offer no credit check options include:

• Otto Car

• ZOOM PCO Hire

• Hirebrid

• Pace Hire
  
  

Check with each company directly to confirm their policies.

2. Prepare the Required Documents

Even though a credit check isn’t required, you’ll still need to provide basic documents:

• Valid UK driving license

• PCO license from TfL

• Proof of address (utility bill or bank statement)

• Proof of income or work status (Uber/Bolt registration)

Some companies may ask for a small deposit or upfront payment.

3. Choose the Right PCO Licensed Car

Different cars come with different rental prices. When choosing a PCO licensed car, consider:

• Fuel Efficiency – Hybrid and electric cars save money on fuel and avoid congestion charges.
  Insurance Coverage – Most PCO car hire companies include insurance, but check the details.

• 
  Rental Fees – Weekly rates typically range from £150 to £300, depending on the vehicle.

• Mileage Limits – Some rentals have unlimited mileage, while others may charge extra.

Popular PCO licensed cars include:

• Toyota Prius (Hybrid)

• Hyundai Ioniq (Hybrid)

• Nissan Leaf (Electric)

• MG5 EV (Electric)

4. Sign the Rental Agreement

Once you’ve chosen your car, read the rental contract carefully. Key things to check:

• Rental cost and payment schedule

• Maintenance and servicing responsibilities

• Insurance coverage and excess fees

• Termination policy (how to return the car if needed)

If everything looks good, sign the agreement and get your keys!

5. Start Driving and Earning

Once your PCO licensed car is ready, you can start working for Uber, Bolt, or other ride-hailing platforms. Be sure to follow TfL regulations and keep your car in top condition.

Benefits of Renting a PCO Licensed Car Without a Credit Check

1. No Financial Pressure

If you have bad credit or no credit history, this option allows you to start earning without worrying about loan approvals.

2. No Long-Term Commitment

PCO car hire contracts are typically weekly or monthly, giving you flexibility. If your situation changes, you can return the car.

3. Low Maintenance Costs

Most PCO car hire companies include servicing and repairs in the rental package, so you don’t have to worry about unexpected expenses.

4. Access to Electric and Hybrid Cars

Many rental companies offer eco-friendly vehicles, helping you save on fuel and comply with London’s ULEZ (Ultra Low Emission Zone) requirements.

Things to Consider Before Renting a PCO Licensed Car

1. Weekly Rental Costs

PCO rentals are more expensive in the long run compared to buying a car. Make sure your earnings can cover the rental fee and still leave you with a profit.

2. Deposit and Upfront Fees

Some no-credit-check rentals still require a small deposit. Always ask about initial costs.

3. Insurance and Excess Fees

While most rentals include insurance, you may have to pay an excess fee if you’re involved in an accident. Check the policy details.

4. Mileage Limits and Penalties

Some rental companies impose mileage caps. Exceeding these may result in additional charges.

5. Condition of the Car

Before signing, inspect the vehicle for any existing damage and ensure it's in good condition.

Frequently Asked Questions (FAQs)

1. Can I Rent a PCO Licensed Car Without a UK Credit History?

Yes. Some rental companies offer no-credit-check options, allowing drivers without a UK credit history to rent a car.

2. Do I Need to Provide a Deposit?

It depends on the company. Some offer deposit-free rentals, while others may require a small upfront payment.

3. What Happens If I Want to Return the Car Early?

Most PCO car hire agreements allow you to return the car with short notice, but some may have early termination fees.

4. Can I Use the Car for Personal Use?

Yes. A PCO licensed car can be used for personal driving as long as you follow the rental company’s terms.

5. Are Electric Cars Available for PCO Rental?

Yes. Many companies offer electric and hybrid PCO licensed cars, helping drivers save on fuel and meet ULEZ standards.

Final Thoughts

Rent a PCO licensed car with no credit check is a great option for drivers who want to start working without financial barriers. By choosing the right PCO car hire company, understanding the rental terms, and selecting a fuel-efficient vehicle, you can maximize your earnings and avoid unnecessary costs.

If you're ready to hit the road, start researching PCO car hire options today and find the best deal for your needs.