Getting Debt Collection Calls from Brian Poe & Associates?

Getting a call, letter, or even an email about a debt can make your stomach drop — especially if it’s from a law firm like Brian Poe & Associates. It’s easy to feel worried, but here’s the good news: you have rights, and you can take steps to protect yourself.

This guide will walk you through who Brian Poe & Associates is, why they might be contacting you, and how Consumer Rights Law Firm PLLC can help you handle the situation with confidence.

Who Are Brian Poe & Associates?

Brian Poe & Associates is a Georgia-based law firm that works on different kinds of legal matters. While many people know them for personal injury cases, they also represent creditors in collecting unpaid debts.

The debts they pursue could be from:

• Credit card balances

• Medical bills

• Personal loans

• Overdue service accounts

They have multiple office locations in Georgia, including Atlanta, Union City, and Buckhead. Like other collection firms, they may reach out by phone, mail, or legal notice when trying to collect money for a client.

Why They Might Contact You

If you hear from them, it usually means they believe you owe money to a company they represent. But — and this is important — just because you’re contacted doesn’t automatically mean the debt is valid or that you must pay right away. Mistakes happen in debt collection all the time, so always verify before acting.

First Steps If You’re Contacted

If Brian Poe & Associates reaches out, don’t panic. Take these smart first steps before deciding what to do next:

1. Write Everything Down
   Keep track of the date, time, and details of every call or letter. Save any voicemails or messages.

2. Ask for Proof
   You have the legal right to ask for a written “debt validation letter” under the Fair Debt Collection Practices Act (FDCPA). This letter should show the amount owed, the original creditor’s name, and proof they can legally collect it.

3. Check Your Credit Reports
   Look at your credit reports from Experian, Equifax, and TransUnion. You can get a free copy each year at AnnualCreditReport.com. Make sure the debt matches what they’re claiming.

4. Compare the Details
   If anything looks off — wrong amount, incorrect dates, or a creditor you don’t recognize — you can dispute it with both the credit bureau and the collector.

Your Rights Under the FDCPA

The FDCPA is a federal law that protects you from harassment or unfair practices during debt collection. Some protections include:

• They can’t call before 8 a.m. or after 9 p.m.

• They can’t use threats or abusive language.

• They must give accurate and truthful information.

• They can’t discuss your debt with friends, family, or your employer.

If Brian Poe & Associates breaks these rules, you have the right to take legal action — and you might even be entitled to compensation.

Before You Pay Anything

It’s tempting to pay quickly just to make the calls stop, but that can be risky. Always:

• Review all paperwork they send.

• Make sure the debt hasn’t passed the statute of limitations in your state.

• Consider negotiating for a lower amount or payment plan.

• Get any deal in writing before sending money.

Negotiating With a Law Firm

If the debt is valid and you’re ready to address it, negotiation is often possible. You might be able to:

• Settle for less than the full amount

• Arrange a monthly payment plan

• Ask for reduced interest or waived fees

Stay calm, be polite, and keep records of every promise made.

How Consumer Rights Law Firm PLLC Can Help

At Consumer Rights Law Firm PLLC, we help people stand up to debt collectors and protect their rights. If Brian Poe & Associates contacts you, we can:

• Verify the debt – making sure it’s real and legally collectible

• Negotiate on your behalf – aiming for reduced payments or fair terms

• Defend you in court – if the law firm files a lawsuit

• Hold collectors accountable – if they break FDCPA rules

We’re here to reduce your stress, guide you through the process, and work toward the best possible outcome for your situation.

Why Acting Fast Matters

Ignoring debt collection calls or letters won’t make them disappear. In fact, it can lead to:

• Lawsuits and court judgments

• Wage garnishment

• Bank account freezes

• Damage to your credit score

The sooner you respond — and the sooner you have the right legal guidance — the more options you’ll have to resolve things in your favor.

Final Thoughts

Brian Poe & Associates may be trying to collect a debt, but you are not powerless. You have the right to ask questions, demand proof, and explore solutions that work for you.

If you’ve been contacted by this firm, call Consumer Rights Law Firm PLLC at 877-700-5790 for a free consultation. We’ll review your case, explain your rights, and fight to protect your financial future.